Since my business management software integrated with Element Express, I can run my entire business - including processing payments from a single application. I appreciate the convenience and efficiency this brings to my business."

Mark Sturman,
Owner, Massage Envy Franchise Owner

To gain a better understanding of the security features inherent to the Element Express Processing Platform, follow two sample request scenarios as they make their way through the payment system.

Merchant POS Transaction

Once a merchant's POS software prompts for payment, a credit or check card is swiped through a secure card reader where it is immediately encrypted. The POS software submits this secured payment data via the Internet (HTTPS) to the Element Express Processing Platform for a real-time authorization request from the issuing bank. The approval response is then returned to the POS software to record the successful payment transaction, and neither the merchant nor the POS software requires access to sensitive cardholder information.

Merchant Recurring Billing Transaction

Once a merchant has scheduled a payment within their recurring billing system, their software submits transaction details, along with the previously acquired PASS record identifier, via the Internet (HTTPS) to the Element Express Processing Platform for a real-time authorization request from the issuing bank. The approval response is then returned to the recurring billing system to record the successful payment transaction, and neither the merchant nor the recurring billing system requires access to the sensitive cardholder information.