The experts at Element understand the complexities of PCI DSS, PA-DSS (PABP) requirements and have developed solutions that take the guesswork out of meeting compliance requirements.

Compliance is one of those 'cost of entry' requirements. With Element, we don't have to do a thing to help meet that requirement. For the merchant, it's wonderful – if they're running our software, they're more assured of compliance."

Anthony Ramirez,
Application Development Engineer,
Harms Software Inc.

Recognizing that more and more criminals "are targeting vulnerabilities in payment applications to steal payment card data," the PCI Security Standards Council has released Version 1.1 of the Payment Application Data Security Standard (PA-DSS.)

While merchants and anyone else handling payment card transactions must also comply with PCI DSS, commercially available software that handles such information must comply with PA-DSS (formerly known as the Payment Application Best Practices (PABP). PA-DSS is meant to help software vendors develop secure payment applications that do not store prohibited data, such as full magnetic stripe, other sensitive authentication data or PIN data, and ensure their payment applications support compliance with PCI DSS.

The Element Express Processing Platform helps software providers meet many of the key PA-DSS requirements. Its PASS (Payment Account Secure Storage) capability, for example, allows applications to securely store cardholder data off-site in Element's PCI DSS compliant infrastructure. Element is committed to helping software providers comply with PA-DSS requirements, and uses the insights gained through its membership on the PCI DSS Security Standards Council to develop technology that helps software providers achieve such compliance.

Key Benefits

  • Prepares you and your merchants for future security needs through its membership on the PCI DSS Security Standards Council.
  • Provides end-to-end protection of customer data by encrypting this information all the way from the card swipe device to the processing banks.
  • Reduces the risk of cardholder data being stolen from a merchant by storing such data off-site at Element's PCI DSS compliant infrastructure.
  • Educates you and your merchants about how to most cost-effectively comply with current and future PCI DSS requirements.
Element Payment Services Inc. is a registered ISO/MSP with First National Bank of Omaha. © 2009 Element Payment Services, Inc.
Website updated on: 7/4/2009