Do you know if your business satisfies the PCI compliance Level 4 requirements? Ease the process with help from the experts at Element to better understand the PCI compliance process.
We were always worried about security, but until we began working with Element we never understood what PCI DSS was, or what we needed to do to comply with it. The experts at Element walked us through the entire process."

Mark Sturman, Massage Envy Franchise Owner

Merchants fall under four categories of PCI compliance with each level defined by the number of transactions they process each year and whether those transactions are performed from a brick and mortar location or over the Internet. Each payment card brand (Visa, MasterCard, etc.) has their own requirements and definitions of PCI compliance levels. Visa's definition of PCI compliance level four merchants are those processing less than 20,000 Visa e-commerce transitions annually and all other merchants processing up to 1 million Visa transactions annually.

In order for businesses to satisfy Visa's Level 4 merchant PCI compliance requirements, the following steps must be completed:

  • Identify your validation type, as defined by the PCI DSS, to determine which Self Assessment Questionnaire (SAQ) is appropriate for your business.
  • Complete the SAQ according to the instructions and guidelines.
  • Complete and obtain evidence of a passing vulnerability scan with a PCI SSC Approved Scanning Vendor (ASV). However, scanning only applies to those for Validation Type 4 and 5, with external facing IP addresses.
  • Complete the relevant Attestation of Compliance in its entirety, which is located in the SAQ tool.
  • Submit the SAQ, evidence passing scan (if applicable) and the Attestation of Compliance, along with any other requested documentation to your acquirer.

Element can help some merchants reduce their PCI compliance burden though their PCI DSS-compliant payment processing solutions, including point-to-point encryption and TransForm® tokenization technology. This helps merchants qualify for SAQ C which contains significantly fewer questions than SAQ D (only 41 compared to 223), saving you time and giving you the confidence that your payment transactions are protected by the most secure payment solution available.

Element has also partnered with Trustwave, a leading provider of PCI compliance management solutions to help ease the process of compliance for businesses working toward Level 4 PCI DSS compliance. Element merchants are granted access to Trustwave technologies to help make compliance validation easy and efficient, including non-technical users, as part of the Element's PCI Compliance Program.

To learn more about the PCI Level 4 Compliance Program, view the brochure or contact us today.

 

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Ease the PCI Compliance burden with Element Payment Service’s fully integrated payment processing solutions
500 North Juniper Drive, Suite 100 Chandler, AZ
 |  Phone: 866-435-3636
Element Payment Services, Inc., a Vantiv Company, is a registered ISO/MSP of Fifth Third Bank, Cincinnati, OH. |  © 2014 Element Payment Services, Inc.