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Core Reporting provides you with constant and secure access to all of your payment transaction information - with up to six months of data available online. Core Reporting gives you robust transaction search capabilities, fast access to batch details, comprehensive reports, settlement (deposit) information, on-line statements and much more! Core Reporting offers you a comprehensive and secure view into your payment data.
According to www.CreditCards.com, American households spent $412 billion in credit card charges in 2004, and Element provides merchants with a gateway to accept them. Whether traditional credit, off-line (signature) debit, or online (PIN) debit, we offer the latest technology to make the sale. Merchants can authorize and settle credit cards and process ATM/debit cards and checks with one terminal, quickly and accurately.
Merchants can turn paper checks into electronic payments at the point of sale. Merchants will benefit from a reduction in bank fees and check handling expenses, and their cash flow will increase with electronic payment deposits. Check conversion minimizes fraud risk, reduces transaction costs, and speeds access to sales funds by processing paper checks as credit card transactions.
Element’s electronic check payments/ACH system allows online merchants to process checks securely with real time consumer authentication and checking account validation. We help make accepting e-checks easy and efficient, while streamlining back office accounting. Proving the identity of customers is a fraud prevention solution essential to e-business. Our electronic check payments/ACH service provides online reporting to help identify fraud and spot trends. Best of all, we can have any online merchant ready to accept e-checks securely on the Internet within 24 hours, with no software to install.
Element Express is an Internet Protocol (IP) payment gateway service. This highly-secured, scalable and reliable payment platform serves as a bridge between merchants and payment processing networks. It enables merchants to process credit card, debit card and check authorization transactions quickly and for a low cost.
With the gift card program from Element, merchants can increase sales, attract new customers, build brand presence, and promote customer loyalty. Gift Card technology helps prevent fraud; enables improved sales and store credit tracking; and directs customer cash to the bottom line – even before delivering the product or service. This highly visible, popular payment option is a constant advertisement in customers’ wallets. Even after a card’s first use, remaining balances bring return visits, and since there is no cash back for partially used cards, merchants retain the revenue.
The National Restaurant Association (NRA) forecasts Quick Service Restaurant (QSR) sales of $142.4 billion in 2006. Accepting credit cards can lead to a faster transaction with no signature required and greater overall revenue to a merchant. Additional benefits of our QSR service capabilities include improved tracking of deposits, as well as greater convenience and security for customers.
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