PCI Compliance For Merchants

Concerned about compliance? Let Element keep you—and your customers' credit card data—safe.

For businesses of all types and sizes, establishing and maintaining PCI compliance should be a priority. If you accept credit card payments, you’re subject to some level of PCI regulation. Understanding which PCI compliance level and accompanying requirements apply to you is step one on the path to simplifying the complexity—and minimizing the cost and headaches —of compliance. Element is here to help.  The first step is to determine your level of compliance obligation. 


Element simplifies PCI compliance. Because our credit card payment processing solutions feature TransForm® Point-to-Point Encryption (P2PE) and TransForm® Tokenization technology, Element customers using these solutions are eligible for a “light” version of the Self-Assessment Questionnaire (SAQ), a tool required by acquirers and payment brands for many merchants to evaluate their compliance with PCI DSS Requirements. Completing a SAQ is typically a long, resource-intensive undertaking. 

When businesses are not storing or receiving electronic cardholder data in any other systems—merchants qualify to complete a significantly abbreviated SAQ. Compliance burden aside, Element’s technology instills confidence that your transactions—and your customers’ credit cards—are protected by the most secure payment solutions available. 

Why Merchants Love The Element Approach To Compliance
Leveraging Element’s PCI scope-reducing technologies allows merchants to qualify for minimal scrutiny because:
  • The responsibility of the storage, processing, and transmission of cardholder data is transferred to Element; it’s no longer in scope for merchants.
  • Element’s handling of storage, processing, and transmission of cardholder data is confirmed to be PCI DSS compliant.
  • The merchant does not store any cardholder data in electronic format.

PCI Pain Relief for Level 4 Merchants

Level 4 merchants are particularly burdened by PCI regulations. They typically have fewer resources and less technical expertise, which makes “outsourcing the concern” an attractive option. Element has partnered with PCI compliance management solutions provider Trustwave to help ease the process of compliance for Level 4 merchants.

Trustwave's TrustKeeper® 3.0 Web portal makes compliance validation easy and efficient for all Element merchants. Using the PCI Wizard, merchants can work through a personalized, guided interview that simplifies the complexity of the compliance evaluation process.


Get WhitepaperDownload our Merchant Compliance Whitepaper and learn about the simple steps you can take to maintain compliance.